Financial Planning
Planning with the purpose of securing your financial future.
Our Approach
Independence means we are not bound to a packaged set of solutions. Rather, our advisors have the freedom to draw on best-in-class resources and the experience to see beyond today’s trends, providing clear financial guidance throughout the course of the individual lives we serve.
- Delivering value.
- Providing confidence.
- Establishing futures.
Our Services
401(K) ASSESSMENT
There’s more to consider about a 401(k) than tax advantages, investment opportunities and potential for your future security. Our holistic approach takes into account the most important element. The human element, you.
As your fiduciary, our interest is ensuring your plan is centered on your goals, balanced within the framework of the desired outcome and your tolerance for risk.
PORTFOLIO ANALYSIS
Our thorough analysis offers you viable options for growing wealth through a diverse mix of funds, from passive investments to those requiring more active management, while being flexible enough to evolve with market dynamics. In-depth research supports our recommendations, and we conduct regular reviews to monitor your progress and re-balance asset allocations*, as needed.
* Neither asset allocation nor diversification assure or guarantee better performance and cannot eliminate the risk of investment losses
RETIREMENT PLANNING
We take the long and short view of retirement planning, so we start by asking where do you see yourself in retirement? And, what are the more immediate transitional life events concerning you? (Ex: child’s education; caring for elderly parents; career changes; or a loss of a family member.) Personal consultations with your Ignyte advisor provide the answers which we utilize in a fact-based approach toward preparing you for retirement, as well as for the issues you may encounter along the way.
GOAL PLANNING
When saving for retirement, the goal is simple enough - having sufficient wealth to retire on. How much that is depends again on the individual human element. While most of us plan to a retire at a certain age, you may find yourself leaving the workforce earlier due to any number of factors. Your Ignyte advisor utilizes established planning metrics and conducts a realistic assessment of your income, expenses and workable contributions. We’ll work with you to set attainable benchmarks, monitor your progress and adjust the plan as called for.
INSURANCE PLANNING
Protection against the financial impact of unexpected life events is essential to establishing your security. In developing your financial and retirement plans, your Ignyte advisor also gains insights into your unique life situation and can offer recommendations on appropriate insurance coverage.
- Life, Health and Medical
- Disability and Long-Term Care
- Personal and Business Assets
Our firm has access to a wealth of knowledge from insurance specialists who can assess the best options and provide affordable solutions for safeguarding the life you’ve worked to establish.